Cloaked
Cloaked is a trust - minimized AI agent payment solution based on Solana. It enforces consumption limits (such as single - transaction, daily, and total limits) on the chain to prevent agents from exceeding their authority or making malicious consumption. It also provides a standard mode and a zero - knowledge proof privacy mode, supporting SOL and USDC payments.
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What is a Cloaked MCP server?
The Cloaked MCP server is a payment tool specifically designed for AI agents. It allows AI assistants (such as Claude, GPT, etc.) to conduct secure transaction payments on the Solana blockchain. Different from directly giving AI access to wallet permissions, Cloaked enforces expenditure limits through smart contracts. Even if the AI is hacked or has an error, it cannot exceed the preset budget range.How to use the Cloaked MCP server?
You just need to add the Cloaked MCP server to the AI assistant's configuration file, and the AI can directly use the payment function in the conversation. You can set different expenditure limits for each AI agent, such as a maximum single payment of 0.1 SOL, a maximum daily payment of 1 SOL, and a total budget of 10 SOL. The AI can make autonomous payments within these limits without your manual approval each time.Applicable scenarios
Cloaked is particularly suitable for scenarios where AI needs to handle payments autonomously: • AI needs to call paid API services • AI needs to pay blockchain transaction fees • AI needs to handle small - value payment tasks • Develop AI applications that need to test payment functions • Enterprises need to allocate controllable operating budgets for AIMain features
On - chain enforcement of restrictions
All expenditure limits are enforced through Solana smart contracts. Even if the AI is jailbroken or has a bug, it cannot bypass these limits.
Flexible budget control
Supports setting single - transaction limits, daily limits, total budget limits, and validity periods, allowing you to fully control the AI's expenditure ability.
Dual privacy mode
Provides standard mode and privacy mode. The privacy mode uses zero - knowledge proof technology to hide the association between the wallet and the AI agent.
USDC token support
In addition to SOL, it also supports USDC stablecoin payments. Independent expenditure limits can be set for each token.
Real - time monitoring dashboard
Provides a web dashboard to view the expenditure status, remaining budget, and usage statistics of all AI agents in real - time.
One - click freeze function
If abnormal activities are detected, you can immediately freeze the AI agent's payment ability to prevent further losses.
Advantages
🔒 Absolute security: Smart contracts enforce restrictions, and AI cannot exceed its authority.
👁️ Complete transparency: All transactions are traceable on the chain, and the expenditure situation is clear at a glance.
⚡ Immediate control: You can adjust restrictions or freeze the agent at any time.
🛡️ Privacy protection: Optional privacy mode protects wallet identity.
💸 Controllable cost: Preset budgets prevent unexpected large - scale expenditures.
🔌 Easy to integrate: Seamlessly integrates with various AI assistants through the MCP standard.
Limitations
🌐 Only supports the Solana blockchain and does not support other chains.
💱 Currently mainly supports SOL and USDC, with limited support for other tokens.
🔧 Basic blockchain knowledge is required for initial setup.
⏱️ The privacy mode requires the generation of zero - knowledge proofs, which has a certain delay.
💰 Solana network transaction fees need to be paid.
How to use
Create a Cloaked account
Visit cloakedagent.com, connect your Solana wallet, create a new AI agent account, and set expenditure limits.
Get the agent key
Generate a dedicated key for the AI agent in the dashboard. This key will allow the AI to make payments within the preset limits.
Configure the MCP server
Add the Cloaked MCP server configuration to the AI assistant's configuration file.
Recharge the agent
Transfer SOL or USDC to the AI agent account as operating funds.
Start using
Restart the AI assistant. Now the AI can use the payment function in the conversation.
Usage examples
AI calls a paid API
The AI needs to call a weather API service that charges 0.01 SOL each time. Through Cloaked, the AI can automatically pay the fee to obtain data without exceeding the daily limit of 1 SOL.
Handle small - value transfers
The user asks the AI to transfer 0.05 SOL to a friend. The AI can complete the transfer within the single - transaction limit of 0.1 SOL.
Budget monitoring
The user wants to know how much budget the AI has left.
Frequently Asked Questions
If the AI is hacked, is my funds safe?
How much technical knowledge do I need to use Cloaked?
Does Cloaked charge a fee?
Can I modify the expenditure limits at any time?
Can the privacy mode really hide my identity?
Which AI assistants are supported?
Related resources
Official documentation
Complete installation guide, API reference, and tutorials
GitHub repository
Open - source code, issue feedback, and contribution guidelines
Online demo
Interactive demo without installation
Discord community
Communicate with other users and get help
Solana wallet guide
How to create and use a Solana wallet

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