Splitwise MCP
S

Splitwise MCP

An MCP server based on Ruby, exposing 35 Splitwise API tools through the model context protocol, used to manage Splitwise's consumption groups, expenses, users, and notifications in MCP - compatible clients such as Claude and Cursor.
2.5 points
4.9K

What is Splitwise MCP Server?

This is an intelligent assistant plugin that enables you to manage your Splitwise bills in a daily conversation manner. You can directly ask the AI assistant: 'How much does John owe me?', 'Split yesterday's dinner bill among roommates', or 'Create our travel group', and the assistant will help you complete the corresponding Splitwise operations.

How to use Splitwise MCP Server?

Simply configure this server in supported AI tools (such as Claude Desktop, Cursor, etc.), and then present your requirements like chatting with a friend. For example, tell the assistant: 'Help me view all expenses in the Roommates group last month', or 'This is a photo of the receipt. Please help me split the expenses with my roommates.'

Use cases

It is very suitable for scenarios where expenses need to be split frequently: daily expenses among roommates, management of travel expenses among friends, sharing of team dinner expenses, sharing of family bills, etc. Whether you want to quickly check who owes you money or need to handle complex multi - person expense sharing, you can complete it through natural conversations.

Main features

Intelligent bill management
Create, view, update, and delete bills through natural language, supporting complex sharing logic and currency conversion.
Group and friend management
Create and manage groups, add/remove members, manage the friend list, and support email invitations.
Intelligent name resolution
Even if the name is not spelled exactly correctly, it can intelligently match the correct friend or group (e.g., 'John' matches 'Jonathan').
Multi - client support
Compatible with various AI tools such as Claude Desktop, Claude Code, and Cursor, and can be used in multiple places with one configuration.
Real - time notification viewing
View the latest Splitwise notifications at any time to understand who paid the bill, who added comments, and other dynamics.
Receipt photo processing
Combined with the AI's visual recognition ability, you can directly upload a photo of the receipt to automatically create a bill (requires client support).
35 operation tools
Provides the full functionality of the Splitwise API, covering all operations related to users, bills, groups, friends, comments, etc.
Advantages
No need to log in to the web page or open the app. Conversational operation is more convenient.
Supports natural language, no need to memorize complex operation steps.
One configuration can be used in all supported AI tools.
Intelligent fuzzy matching can find the correct object even if the name is misspelled.
Completely free and open - source, can be self - deployed and modified.
Supports a caching mechanism to reduce the number of API calls.
Limitations
Requires basic command - line operation knowledge for initial configuration.
Depends on the MCP protocol support of the AI client.
Some advanced Splitwise functions may not be fully covered.
Needs to obtain and manage the API key by yourself.
The receipt recognition function depends on the visual ability of the client.

How to use

Get the API key
Visit the Splitwise developer page to register an application and generate a personal API key.
Install dependencies
Ensure that Ruby 3.x and Bundler are installed on the system, then clone the code repository and install the dependency packages.
Configure the AI client
According to the AI tool you are using (Claude, Cursor, etc.), add the server information to the configuration file.
Start using
Restart the AI client, and then you can manage your Splitwise bills through natural conversations.

Usage examples

Quickly check the amount owed
If you want to know exactly how much a friend owes you, directly ask the AI assistant.
Split dinner expenses
After having dinner with friends, you need to split the bill among everyone according to the consumption situation.
Manage the travel group
When planning a group trip, you need to create a group and add all participants.
Process the receipt photo
Take a photo of the paper receipt and let the AI recognize it and create a bill.
View the monthly report
Understand all the expenses in a specific group last month.

Frequently Asked Questions

Do I need to pay to use this service?
Which AI clients are supported?
Is my API key secure?
What if the name is misspelled?
Can it handle multiple currencies?
How to update to the latest version?
What should I do if I encounter an error?
Does it support team collaboration?

Related resources

GitHub code repository
Project source code, latest version, and issue tracking
Splitwise developer documentation
Splitwise official API documentation and developer guide
Model Context Protocol official website
MCP protocol official documentation and specifications
MCP Inspector tool
An interactive tool for testing and debugging MCP servers
Splitwise official website
Splitwise main site, register an account and manage bills
Ruby official website
Ruby programming language official documentation and download

Installation

Copy the following command to your Client for configuration
{
  "mcpServers": {
    "splitwise_mcp": {
      "command": "ruby",
      "args": ["server.rb"],
      "cwd": "/path/to/splitwise-mcp",
      "env": {
        "SPLITWISE_API_KEY": "YOUR_API_KEY"
      }
    }
  }
}
Note: Your key is sensitive information, do not share it with anyone.

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