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Up Bank

A Python - based MCP server that wraps the Up Bank API, providing management functions for bank accounts, transactions, categorization, and tagging for MCP clients such as Claude.
FinanceArtificial intelligence chatbots#Bank API#Transaction management#MCP service.Python
2.5 points
4.8K
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Overview

Installation

Content Details

Alternatives

What is Up Bank MCP Server?

This is a bank account management tool specifically designed for AI assistants (such as Claude). It acts as a secure bridge, allowing your AI assistant to help you check account balances, analyze consumption records, manage transaction categorization and tags, without directly sharing your bank password.

How to use this service?

Simply complete a simple installation and configuration, and your AI assistant can access bank data through a secure channel to help you analyze consumption habits, automatically categorize transactions, or set consumption reminders.

Applicable scenarios

Suitable for users who want to manage their finances through an AI assistant, such as having the AI analyze monthly expenditures, automatically label takeaway consumption, set budget reminders, or even have the AI humorously comment on your consumption habits.

Main features

Account management
Securely view the balances and detailed information of all bank accounts
Transaction tracking
Get historical transaction records and details of specific transactions
Smart categorization
Automatically or manually set consumption categories for transactions
Tagging system
Add custom tags (such as 'impulse purchase') to transactions for easy analysis
Real - time notifications
Set up instant consumption reminders and notifications
Advantages
Access through a secure API without directly sharing bank credentials
Let the AI assistant automatically organize your financial data
Support rich transaction categorization and tagging functions
Customizable real - time consumption reminders
Limitations
Only supports Up Bank users
Requires some technical knowledge for initial setup
Functionality depends on the stability of third - party APIs

How to use

Get an API key
Obtain your personal API token from the Up Bank official website (api.up.com.au)
Install necessary software
Install the uv package manager using the provided command
Set up Claude configuration
Add server information, including your API key, to the Claude configuration file
Start using
After restarting Claude, you can query your bank data using natural language

Usage examples

Consumption habit analysis
Have the AI analyze your consumption patterns over the past three months to identify areas for expenditure optimization
Automatically categorize transactions
Automatically assign uncategorized transactions to appropriate categories
Humorous financial feedback
Have the AI humorously evaluate your consumption habits

Frequently Asked Questions

Is this tool secure?
Do I need programming knowledge to use it?
Which banks are supported?
Can the AI see my bank password?

Related resources

Up Bank API official website
The official website to obtain API tokens
GitHub source code repository
The Python API wrapper library on which the project depends
uv package manager
The recommended Python package management tool for the project

Installation

Copy the following command to your Client for configuration
{
  "mcpServers": {
    "up-mcp": {
      "command": "/ABSOLUTE/PATH/TO/uv",
      "args": [
        "--directory",
        "/ABSOLUTE/PATH/TO/up-mcp",
        "run",
        "up_mcp.py"
      ],
      "env": {
        "UP_TOKEN": "up:yeah:your-token-here"
      }
    }
  }
}
Note: Your key is sensitive information, do not share it with anyone.

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